Motorcycle riding accident insurance (Pacific Insurance)

This product is underwritten by China Pacific Property&Casualty Insurance Co., Ltd., which currently operates in Beijing, Tianjin, Hebei, Shanxi, Inner Mongolia, Liaoning, Dalian, Jilin, Heilongjiang, Shanghai, Jiangsu, Wuxi, Changzhou, Zhejiang, Wenzhou, Ningbo, Anhui, Jiangxi, Fujian, Xiamen, Shandong, Qingdao, Suzhou, Henan, Hubei, Hunan, Guangdong, Dongguan, Shenzhen, Hainan, Guangxi, Sichuan, Chongqing, Guizhou There are branches in Yunnan, Shaanxi, Gansu, Xinjiang, Ningxia, Qinghai and Tibet.

This product is sold nationwide (excluding Hong Kong, Macao and Taiwan).

Notes to insurance: 1.

All insurance liabilities and terms shall be subject to the corresponding terms of the formal insurance contract issued by China Pacific Property&Casualty Insurance Co., Ltd.


The underwriting age of this plan is 5 to 60 years old, subject to the age of the insured when the policy takes effect.

For the insured aged 50 to 60, the insurance amount of “accidental death and disability protection” is half of the amount in the above table, and the insurance premium remains unchanged.


During the same insurance period, each insured can only apply for one insurance for the same product (including the same plan or different plans for the same product).

If more than one insurance for the same plan is applied, the policy first applied for shall be valid, and the rest shall be deemed invalid, and the premium will be refunded without interest; If several different plans are insured, the policy with the highest amount of accidental injury insurance shall be valid, and the rest shall be deemed invalid, and the premium will be refunded without interest.


According to the provisions of the CIRC, the accumulated death insurance amount for minors under 10 years of age shall not exceed 200000 yuan; The accumulative death insurance amount for minors aged 10 to 17 shall not exceed 500000 yuan.

If the insured amount of the minor insured exceeds the above provisions, the above provisions shall prevail.


This insurance plan does not cover professional athletes and professional events (including extreme sports in motorcycle venues, mountain motorcycle events, motorcycle rally, etc.).


This insurance plan covers the drivers or passengers of BMX small wheeled vehicles, motorcycles, go karts, UTV, ATV, desert off-road vehicles, off-road vehicles, off-road motorcycles, and beach motorcycles.

The driver shall have the driving license of the vehicle he is driving.

If the passenger violates the relevant regulations on safe riding, the insurer will not be liable for compensation.


The insurance plan covers Chinese Mainland (excluding Hong Kong, Macao and Taiwan).


The following amateur motor vehicle outdoor activities are covered: BMX scooter, motorcycle, go kart, UTV, ATV, desert off-road vehicle, off-road vehicle, off-road motorcycle, and beach motorcycle.


Foreigners can purchase this product as long as they comply with the insurance rules.

There are no other special requirements, but they are not insured to return to their original nationality.


The insurance company will not bear the insurance liability for accidents caused by the insured’s intentional dangerous behaviors, including but not limited to: disobeying the requirements and dissuasion of tour guides, team leaders, coaches or on-site safety personnel; Violating the warning/prohibition signs of the scenic area or the local area; Illegal access to lines or areas prohibited by the state or local government.


In this insurance plan, 100% will be paid after the accidental medical deductible of 200 yuan, limited to the social insurance coverage.


In this insurance plan, 80% will be paid after 100 yuan of medical deductible for acute disease, limited to the social insurance coverage.


The waiting period for death insurance of this product due to acute disease is 0 days.


During the insurance period, if the insured suffers from an acute disease and dies due to the acute disease within 30 days from the date of onset, the insurance company shall pay the death insurance benefits according to the death insurance amount agreed in this insurance contract.

Insurance method: identify the QR code of the picture, enter the insurance page, and declare that: sharing the link is convenient for motorcycle users, infringement can be deleted, and there is no benefit.

Choose carefully, abide by the traffic rules, wear helmets, and travel safely..